Swvl Holdings Financials

SWVLW Stock  USD 0.01  0.00  0.00%   
Based on the key indicators related to Swvl Holdings' liquidity, profitability, solvency, and operating efficiency, Swvl Holdings Corp is not in a good financial situation at the present time. It has a very high chance of going through financial crunch in March. At this time, Swvl Holdings' Other Stockholder Equity is fairly stable compared to the past year. Total Current Assets is likely to climb to about 19.2 M in 2026, whereas Total Current Liabilities is likely to drop slightly above 17.3 M in 2026.
 
Covid
 
Interest Hikes

Swvl Holdings Balance Sheet Chart

At this time, Swvl Holdings' Other Stockholder Equity is fairly stable compared to the past year. Total Current Assets is likely to climb to about 19.2 M in 2026, whereas Total Current Liabilities is likely to drop slightly above 17.3 M in 2026.
Key indicators impacting Swvl Holdings' financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Current Ratio0.710.75
Notably Down
Slightly volatile
The essential information of the day-to-day investment outlook for Swvl Holdings includes many different criteria found on its balance sheet. An individual investor should research Swvl Holdings' cash flow, debt, and profitability to accurately make informed decisions on whether to invest in Swvl Holdings.

Net Income

(12.48 Million)

  
Build AI portfolio with Swvl Stock
Please note, the imprecision that can be found in Swvl Holdings' accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Swvl Holdings Corp. Check Swvl Holdings' Beneish M Score to see the likelihood of Swvl Holdings' management manipulating its earnings.

Swvl Holdings Stock Summary

Swvl Holdings competes with Nextplat Corp, Wellchange Holdings, HeartCore Enterprises, Intelligent Protection, and MIND CTI. Swvl Holdings Corp. provides mass transit ridesharing services. The company was incorporated in 2017 and is headquartered in Dubai, the United Arab Emirates. Swvl Holdings is traded on NASDAQ Exchange in the United States.
Specialization
Information Technology, Software - Application
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINVGG863021256
Business AddressThe Offices 4,
SectorSoftware
IndustryInformation Technology
BenchmarkDow Jones Industrial
Websitewww.swvl.com
Phone971 4 2241 1293
CurrencyUSD - US Dollar

Swvl Holdings Key Financial Ratios

Swvl Holdings Key Balance Sheet Accounts

202120222023202420252026 (projected)
Total Assets59.3M57.5M21.9M16.4M18.8M34.1M
Other Current Liab58.8M8.8M4.8M8.6M9.8M13.2M
Net Debt(9.4M)70.1M(1.3M)(3.8M)(4.3M)(4.1M)
Retained Earnings(216.1M)(332.6M)(329.5M)(339.8M)(305.9M)(290.6M)
Accounts Payable5.2M29.2M6.8M5.7M6.6M8.4M
Cash9.5M1.5M2.9M5.0M4.5M6.1M
Net Receivables7.2M7.9M7.1M5.0M5.7M5.2M
Total Liab149.1M54.8M16.0M17.1M19.6M18.6M
Net Invested Capital(14.3M)6.8M9.0M2.4M2.2M2.1M
Total Current Assets34.6M25.6M11.0M10.3M11.8M19.2M
Net Working Capital(110.4M)(25.9M)(3.8M)(5.6M)(5.0M)(5.3M)
Short Term Debt302.7K76.3M1.3M765.1K879.8K835.9K
Common Stock88.9M8.5K17.0K24.7K22.3K21.2K
Other Current Assets9.7K338.8K922.2K328.6K377.8K387.8K

Swvl Holdings Key Income Statement Accounts

The reason investors look at the income statement is to determine what Swvl Holdings' earnings per share (EPS) will be for research and analysis purposes. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, this information can be used for research and educational purposes even though its price per share may not have changed.
202120222023202420252026 (projected)
Net Interest Income(1.4M)(596.2K)(83.2K)(39.4K)(35.4K)(37.2K)
Interest Income128.4K57.4K46.1K1.6K1.5K1.4K
Interest Expense1.5M653.6K129.4K41.0K36.9K35.0K
Total Revenue25.6M43.0M22.9M17.2M19.8M25.4M
Gross Profit(5.8M)179.8K4.1M3.6M4.2M4.4M
Operating Income(88.1M)(44.3M)12.8M(8.5M)(9.8M)(10.3M)
Ebit(24.6M)(132.3M)4.2M(11.0M)(12.7M)(13.3M)
Research Development3.8M9.0M1.1M750.0K862.5K819.4K
Ebitda(24.4M)(131.6M)5.0M(10.6M)(12.1M)(12.7M)
Cost Of Revenue48.9M42.8M18.7M13.6M12.2M11.6M
Income Before Tax(133.8M)(101.7M)13.1M(11.1M)(12.7M)(13.4M)
Net Income(141.5M)(116.5M)3.1M(10.3M)(11.9M)(12.5M)

Swvl Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Swvl Holdings's current stock value. Our valuation model uses many indicators to compare Swvl Holdings value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Swvl Holdings competition to find correlations between indicators driving Swvl Holdings's intrinsic value. More Info.
Swvl Holdings Corp is rated below average in profit margin category among its peers. It also is rated below average in operating margin category among its peers . At this time, Swvl Holdings' Net Loss is fairly stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Swvl Holdings by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.
Most indicators from Swvl Holdings' fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Swvl Holdings Corp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Swvl Holdings Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
At this time, Swvl Holdings' Tax Provision is fairly stable compared to the past year. Sales General And Administrative To Revenue is likely to climb to 1.10 in 2026, whereas Selling General Administrative is likely to drop slightly above 8.9 M in 2026.
 2024 2025 2026 (projected)
Depreciation And Amortization470.1K540.7K514.6K
Interest Income1.6K1.5K1.4K

Swvl Holdings fundamental ratios Correlations

0.650.750.83-0.620.890.69-0.590.63-0.240.950.270.79-0.70.970.930.470.84-0.40.960.36-0.780.65-0.20.60.63
0.650.960.95-0.990.860.99-0.21-0.010.130.540.690.44-0.310.70.770.040.95-0.740.790.59-0.961.0-0.190.811.0
0.750.960.97-0.970.890.98-0.430.13-0.040.620.560.62-0.470.820.870.290.97-0.80.850.45-0.980.96-0.320.690.96
0.830.950.97-0.940.920.97-0.410.3-0.10.750.50.64-0.440.870.880.251.0-0.750.90.45-1.00.95-0.290.760.94
-0.62-0.99-0.97-0.94-0.82-0.980.210.01-0.11-0.49-0.67-0.420.27-0.68-0.75-0.07-0.930.81-0.77-0.50.95-0.990.31-0.71-0.99
0.890.860.890.92-0.820.87-0.470.29-0.010.850.520.7-0.680.90.950.290.93-0.470.930.61-0.90.86-0.120.80.85
0.690.990.980.97-0.980.87-0.320.09-0.020.590.570.54-0.340.750.810.160.97-0.80.80.49-0.980.99-0.260.780.99
-0.59-0.21-0.43-0.410.21-0.47-0.32-0.570.75-0.620.4-0.940.8-0.73-0.7-0.96-0.420.35-0.440.250.41-0.20.44-0.02-0.18
0.63-0.010.130.30.010.290.09-0.57-0.690.73-0.460.64-0.340.60.420.550.31-0.140.47-0.36-0.26-0.01-0.37-0.01-0.03
-0.240.13-0.04-0.1-0.11-0.01-0.020.75-0.69-0.350.8-0.670.25-0.36-0.24-0.76-0.110.31-0.050.670.120.130.440.220.15
0.950.540.620.75-0.490.850.59-0.620.73-0.350.090.82-0.70.930.870.470.76-0.270.860.3-0.70.53-0.140.590.52
0.270.690.560.5-0.670.520.570.4-0.460.80.09-0.2-0.030.20.32-0.490.5-0.220.490.83-0.490.690.190.620.7
0.790.440.620.64-0.420.70.54-0.940.64-0.670.82-0.2-0.810.890.860.850.66-0.430.67-0.04-0.630.43-0.40.310.41
-0.7-0.31-0.47-0.440.27-0.68-0.340.8-0.340.25-0.7-0.03-0.81-0.75-0.79-0.72-0.450.04-0.6-0.270.41-0.290.06-0.28-0.27
0.970.70.820.87-0.680.90.75-0.730.6-0.360.930.20.89-0.750.970.60.88-0.530.930.27-0.840.69-0.320.550.68
0.930.770.870.88-0.750.950.81-0.70.42-0.240.870.320.86-0.790.970.560.89-0.520.920.38-0.860.76-0.290.630.75
0.470.040.290.25-0.070.290.16-0.960.55-0.760.47-0.490.85-0.720.60.560.26-0.290.32-0.42-0.250.03-0.5-0.20.01
0.840.950.971.0-0.930.930.97-0.420.31-0.110.760.50.66-0.450.880.890.26-0.740.910.45-0.990.94-0.30.760.94
-0.4-0.74-0.8-0.750.81-0.47-0.80.35-0.140.31-0.27-0.22-0.430.04-0.53-0.52-0.29-0.74-0.50.050.8-0.750.58-0.32-0.75
0.960.790.850.9-0.770.930.8-0.440.47-0.050.860.490.67-0.60.930.920.320.91-0.50.48-0.870.79-0.220.670.78
0.360.590.450.45-0.50.610.490.25-0.360.670.30.83-0.04-0.270.270.38-0.420.450.050.48-0.430.590.580.810.59
-0.78-0.96-0.98-1.00.95-0.9-0.980.41-0.260.12-0.7-0.49-0.630.41-0.84-0.86-0.25-0.990.8-0.87-0.43-0.960.31-0.75-0.95
0.651.00.960.95-0.990.860.99-0.2-0.010.130.530.690.43-0.290.690.760.030.94-0.750.790.59-0.96-0.190.811.0
-0.2-0.19-0.32-0.290.31-0.12-0.260.44-0.370.44-0.140.19-0.40.06-0.32-0.29-0.5-0.30.58-0.220.580.31-0.190.32-0.18
0.60.810.690.76-0.710.80.78-0.02-0.010.220.590.620.31-0.280.550.63-0.20.76-0.320.670.81-0.750.810.320.81
0.631.00.960.94-0.990.850.99-0.18-0.030.150.520.70.41-0.270.680.750.010.94-0.750.780.59-0.951.0-0.180.81
Click cells to compare fundamentals

Swvl Holdings Account Relationship Matchups

Swvl Holdings fundamental ratios Accounts

202120222023202420252026 (projected)
Total Assets59.3M57.5M21.9M16.4M18.8M34.1M
Other Current Liab58.8M8.8M4.8M8.6M9.8M13.2M
Net Debt(9.4M)70.1M(1.3M)(3.8M)(4.3M)(4.1M)
Retained Earnings(216.1M)(332.6M)(329.5M)(339.8M)(305.9M)(290.6M)
Accounts Payable5.2M29.2M6.8M5.7M6.6M8.4M
Cash9.5M1.5M2.9M5.0M4.5M6.1M
Net Receivables7.2M7.9M7.1M5.0M5.7M5.2M
Total Liab149.1M54.8M16.0M17.1M19.6M18.6M
Net Invested Capital(14.3M)6.8M9.0M2.4M2.2M2.1M
Total Current Assets34.6M25.6M11.0M10.3M11.8M19.2M
Net Working Capital(110.4M)(25.9M)(3.8M)(5.6M)(5.0M)(5.3M)
Short Term Debt302.7K76.3M1.3M765.1K879.8K835.9K
Common Stock88.9M8.5K17.0K24.7K22.3K21.2K
Other Current Assets9.7K338.8K922.2K328.6K377.8K387.8K

Steps to analyze company Financials for Investing

There are several different ways that investors can use financial statements to try and predict whether a stock price will go up or down. Unfortunately, there is no surefire formula, but there are some general guidelines you should consider when looking at the numbers. First, realize what kind of company it is so you know if its revenues are more likely to grow or shrink over time. For example, a software company's revenue is expected to increase yearly due to new products and services that its customers will want to buy. At the same time, a car manufacturer might not be able to sell as many cars when the economy slows down, so it would have less net income during those times. Second, pay attention to its debt-to-equity ratio because this number will tell you how much risk it has. If a company such as Swvl Holdings is not taking on any additional risks, its debt-to-equity should be less than one. As a general rule of thumb, if the market value or book value (which can be found in the footnotes) of assets exceeds the company's liabilities, then it is probably in good shape. Finally, use other financial statements to determine if a stock price will go up or down because investors are always looking for growth opportunities when they buy new stocks. For example, if you see that the net revenue of Swvl has grown by more than 25% over the last five years, then there is a good chance that it will continue growing by at least 20% or more each year. On the other hand, if you see that net revenue has only increased by about 15%, which is barely above inflation levels, then chances are it will not grow much faster than this over time, and investors may shy away from buying it.
In summary, you can determine if Swvl Holdings' financials are consistent with your investment objective using the following steps:
  • Review Swvl Holdings' balance sheet accounts, such as liabilities and equity, to understand its overall financial position.
  • Analyze the income statement and examine the company's revenue, expenses, and profits over time to determine its financial performance.
  • Study the cash flow inflows and outflows to understand Swvl Holdings' liquidity and solvency.
  • Look at the growth rates in revenue, earnings, and cash flow over time to determine its potential for future growth.
  • Compare Swvl Holdings' financials to those of its peers to see how it stacks up and identify any potential red flags.
  • Use valuation ratios to evaluate the company's financials using commonly used ratios such as the price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and enterprise value-to-earnings before interest, taxes, depreciation, and amortization (EV/EBITDA) ratio to determine if Swvl Holdings' stock is overvalued or undervalued.
Remember, these are just guidelines and should not be the only basis for investment decisions. It is always important to analyze the leading stock market indicators., conduct additional research and seek professional advice if needed.
Today, most investors in Swvl Holdings Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Swvl Holdings' growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Swvl Holdings growth as a starting point in their analysis.

Price Earnings To Growth Ratio

0.016

At this time, Swvl Holdings' Price Earnings To Growth Ratio is fairly stable compared to the past year.

Swvl Holdings February 13, 2026 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Swvl Holdings help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Swvl Holdings Corp. We use our internally-developed statistical techniques to arrive at the intrinsic value of Swvl Holdings Corp based on widely used predictive technical indicators. In general, we focus on analyzing Swvl Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Swvl Holdings's daily price indicators and compare them against related drivers.

Additional Tools for Swvl Stock Analysis

When running Swvl Holdings' price analysis, check to measure Swvl Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Swvl Holdings is operating at the current time. Most of Swvl Holdings' value examination focuses on studying past and present price action to predict the probability of Swvl Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Swvl Holdings' price. Additionally, you may evaluate how the addition of Swvl Holdings to your portfolios can decrease your overall portfolio volatility.